*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,sans-serif;color:#111;background:#fff;line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}

/* HEADER */
.hdr{position:sticky;top:0;background:#fff;border-bottom:1px solid #EEF0F3;z-index:10}
.hdr-row{display:flex;align-items:center;justify-content:space-between;height:72px}
.logo{font-weight:700;letter-spacing:.04em;font-size:20px;color:#1F3A93}
.nav{display:flex;gap:32px}
.nav a{font-size:15px;color:#374151;font-weight:500}
.nav a:hover{color:#1F3A93}

/* BUTTONS */
.btn{display:inline-block;background:#1F3A93;color:#fff;padding:14px 28px;border-radius:8px;font-size:15px;font-weight:600;border:none;cursor:pointer;transition:background .15s}
.btn:hover{background:#162C73}
.btn-sm{padding:10px 20px;font-size:14px}

/* HERO */
.hero{padding:96px 0 72px}
.hero h1{font-size:54px;font-weight:700;letter-spacing:-.02em;line-height:1.1;max-width:760px;margin-bottom:24px}
.hero .lead{font-size:20px;color:#4B5563;max-width:600px;margin-bottom:36px}
.hero-note{margin-top:24px;font-size:14px;color:#6B7280}

/* STATS */
.stats{padding:32px 0;border-top:1px solid #EEF0F3;border-bottom:1px solid #EEF0F3;background:#FAFBFC}
.stats-row{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.stats-row div{display:flex;flex-direction:column;gap:4px}
.stats-row b{font-size:16px;color:#111;font-weight:600}
.stats-row span{font-size:14px;color:#6B7280}

/* SECTIONS */
.section{padding:96px 0}
.section-alt{background:#FAFBFC}
.section h2{font-size:38px;font-weight:700;letter-spacing:-.01em;margin-bottom:16px}
.section-lead{color:#6B7280;font-size:17px;max-width:600px;margin-bottom:48px}

/* CARDS */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.card{background:#fff;border:1px solid #EEF0F3;border-radius:14px;overflow:hidden;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:0 12px 32px rgba(31,58,147,.08);transform:translateY(-2px)}
.card-img{aspect-ratio:16/10;background:#F1F4F8;overflow:hidden}
.card-img img{width:100%;height:100%;object-fit:cover}
.card-body{padding:24px}
.tag{display:inline-block;font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:#1F3A93;font-weight:600;margin-bottom:10px}
.card h3{font-size:22px;font-weight:600;margin-bottom:10px}
.card p{color:#4B5563;font-size:15px;margin-bottom:16px}
.price{font-size:14px;color:#6B7280;border-top:1px solid #EEF0F3;padding-top:16px}
.price b{font-size:20px;color:#111;font-weight:700}

/* TERMS */
.terms{list-style:none;display:grid;grid-template-columns:repeat(2,1fr);gap:0;max-width:900px}
.terms li{padding:18px 0;border-bottom:1px solid #E5E7EB;font-size:16px;color:#374151}
.terms li:nth-child(odd){padding-right:24px}
.terms li:nth-child(even){padding-left:24px;border-left:1px solid #E5E7EB}
@media(max-width:768px){.terms{grid-template-columns:1fr}.terms li{padding:14px 0!important;border-left:none!important}}

/* STEPS */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.step span{font-size:14px;color:#1F3A93;font-weight:700;letter-spacing:.06em}
.step h4{font-size:18px;font-weight:600;margin:8px 0 8px}
.step p{color:#6B7280;font-size:15px}

/* ABOUT */
.about{display:grid;grid-template-columns:1.3fr 1fr;gap:48px;align-items:start}
.about-text p{font-size:17px;color:#374151;line-height:1.7}
.about-req{background:#fff;border:1px solid #EEF0F3;border-radius:14px;padding:28px}
.about-req h3{font-size:18px;font-weight:600;margin-bottom:18px}
.about-req dl{display:grid;grid-template-columns:auto 1fr;gap:10px 16px;font-size:14px}
.about-req dt{color:#6B7280}
.about-req dd{color:#111;font-weight:500}

/* CONTACTS */
.contacts{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.contacts-info .phone{display:block;font-size:36px;font-weight:700;color:#111;margin:16px 0 12px}
.contacts-info .phone:hover{color:#1F3A93}
.contacts-info p{margin-bottom:8px;color:#374151}
.contacts-info .tg-link{display:inline-block;background:#229ED9;color:#fff;padding:10px 18px;border-radius:8px;font-weight:600;font-size:15px;margin:4px 0 12px}
.contacts-info .tg-link:hover{background:#1A89BC}
.contacts-info .hours{color:#6B7280;font-size:14px;margin-top:16px}
.thanks{text-align:center}
.thanks h3{color:#1F3A93;font-size:24px;margin-bottom:12px}
.thanks p{color:#374151;line-height:1.5}
.form{background:#fff;border:1px solid #EEF0F3;border-radius:14px;padding:32px}
.form h3{font-size:20px;font-weight:600;margin-bottom:20px}
.form input{display:block;width:100%;padding:14px 16px;border:1px solid #E5E7EB;border-radius:8px;font-family:inherit;font-size:15px;margin-bottom:12px;background:#fff}
.form input:focus{outline:none;border-color:#1F3A93}
.form .btn{width:100%;margin-top:8px}
.form-note{font-size:12px;color:#9CA3AF;margin-top:14px;text-align:center}

/* FOOTER */
.ftr{padding:32px 0;border-top:1px solid #EEF0F3;background:#FAFBFC}
.ftr-row{display:flex;justify-content:space-between;align-items:center;font-size:14px;color:#6B7280}
.ftr-row a:hover{color:#1F3A93}
.ftr-attr{font-size:11px;color:#9CA3AF;margin-top:8px}

/* RESPONSIVE */
@media(max-width:900px){
  .nav{display:none}
  .hero{padding:64px 0 48px}
  .hero h1{font-size:38px}
  .hero .lead{font-size:17px}
  .section{padding:64px 0}
  .section h2{font-size:30px}
  .stats-row{grid-template-columns:1fr;gap:16px}
  .cards{grid-template-columns:1fr}
  .steps{grid-template-columns:repeat(2,1fr)}
  .about{grid-template-columns:1fr;gap:32px}
  .contacts{grid-template-columns:1fr;gap:32px}
}
@media(max-width:480px){
  .steps{grid-template-columns:1fr}
  .contacts-info .phone{font-size:28px}
}